Getting auto insurance can often mean high monthly charges. With so many companies out there, it is hard to choose one to save you some money. Rest assured, there are ways to make your auto insurance cheaper for you, but you will still get the same great coverage. Buying auto insurance online will save you the most money. Online prices have been proven to be lower prices than going to an insurance dealer in person.
Getting auto insurance online is cheaper:
Going online to buy auto insurance at www.QuietQuote.com saves both time and money. Doing it online allows you to view a variety of quotes that can all save you money. By going online, you may be able to view up to five quotes at once, all from different companies looking to get your business. They all offer different prices and may even be quoting you for different plans. Reviewing their different quotes, looks for one that offers what you are looking for at the lowest price and looking at what discounts they offer. Many companies offer some great discounts for little things that you can do.
Taking a driving defense course:
Signing up for and completing a driver’s defense course could save you as much as 10% on your insurance, and some states even allow points to be taken off if the violation was in a certain time frame. The course is not a teaching class but rather teaches you driving techniques. It is an all-day seminar that quizzes you at the end of the class to see that you have picked up on the driving tips. Course price varies; it could be as little as 30 dollars or as much as 100 dollars. Usually, the course can be taken once every three years or so but varies from state to state.
Installing an anti-theft device:
Some companies may offer up to 36% off of their insurance rates by installing good anti-theft devices. Anti-theft devices include car alarms, lo jacks, and etched VINs in your car windows. Global tracking systems are great for tracking your car should it ever be stolen. Fuel switches are great because they shut off the fuel supply to the car, so it can’t be started by someone trying to steal your car. Kill switches are also a great device to have. They are hidden switches that only you know where they are and can flip on. There are a dozen different anti-theft devices that auto insurance companies look to give discounts for having in your car.
Keeping your record clean and up to date:
Keeping your driving record clean and up to date is a great way to keep your car insurance rates low. Not speeding, trying to avoid accidents, and being sure you follow all street signs are the easiest way to keep your license clean. If you do happen to get a ticket, be sure to pay it before the late charge hits or before it gets too late because they could suspend your license if you have too many tickets out. Insurance companies give better prices if you do not have accidents or violations that occurred within five years before.
Buying auto insurance online at QuietQuote will save you more money and offer you better discounts. You can view various companies’ quotes at one time and choose the best plan that fits all your needs. Many bigger companies even offer lower prices for buying insurance online.